Bankruptcy

Minneapolis Bankruptcy Lawyers—Minneapolis Debt Relief Lawyers

There are many circumstances that can cause debt to spiral out of control.  In illness in your family or a sudden unexpected loss in income can cause bills to pile up quickly.  Bankruptcy is a powerful tool that can help manage and eliminate debt and give you a fresh financial start.

Minneapolis Chapter 7 Lawyers

Individuals that pass the Chapter 7 Means Test can have the majority of their debts discharged by filing for relief under Chapter 7 of the Bankruptcy Laws.  Filing for Chapter 7 can discharge all unsecured debt, including credit card bills, medical bills, and older tax assessments and debts.  Filing for Chapter 7 relief will also stop all harassing calls from creditors.

Minneapolis Chapter 13 Attorneys

If you have a steady income, but are still having difficulty paying off your debt, a Chapter 13 Bankruptcy can help you take meaningful steps to becoming debt free.  A Chapter 13 Bankruptcy allows individuals to consolidate their debt and make comfortable monthly payments on that debt to the Court.  The monthly payment amount is based on the disposable household income available each month.  Depending upon your repayment plan, a Chapter 13 can last anywhere between three and five years.  And if you follow the repayment plan, all of the remaining unsecured debt will be discharged at the end of the Bankruptcy.

Minneapolis – St. Paul Wage Garnishment Lawyers

If a creditor has obtained a judgment against you, they can choose to attempt to garnish your wages from your paycheck or use the judgment to docket money from your checking account, savings account, or other bank accounts.  Filing for Bankruptcy stops creditors from being able to stop wage garnishments and from docketing bank accounts.  In many cases, filing for bankruptcy will allow you to recover earnings that have already been garnished.

To learn more and to set up your free consultation with Kuhlman Law, PLLC to learn if Bankruptcy may be right for you, Please call 612 349 2747.

We are a debt relief agency.  We help people file for bankruptcy relief under the Bankruptcy Code.